How to invest your millions.

[GotDinar?]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)

[REITman]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)
Unfortunately when it comes to investing there is no one size fits all approach. Amount of assets available to invest, age, risk tolerance etc all have to be considered before setting up a portfolio. I will be going with conservative to moderately conservative, income producing securities. I'll live off the interest and dividends and protect my principal at the same time. If I want to do more aggressive investing I'll do that out of the income I'll be earning off my principal.

[DinarDummy]

Unfortunately when it comes to investing there is no one size fits all approach. Amount of assets available to invest, age, risk tolerance etc all have to be considered before setting up a portfolio. I will be going with conservative to moderately conservative, income producing securities. I'll live off the interest and dividends and protect my principal at the same time. If I want to do more aggressive investing I'll do that out of the income I'll be earning off my principal.

Yes, but the more important point is that you have a PLAN. That's the key here. You are already leaps and bounds ahead of the pack.

[gbarton13]

Yes, but the more important point is that you have a PLAN. That's the key here. You are already leaps and bounds ahead of the pack.

Exactly. No plan and you will end up like Mike Tyson...

http://sportsillustrated.cnn.com/more/boxing/news/1998/02/04/tyson_broke/t1_fix_ap.jpg

[GotDinar?]

Obviously, not everyone will have the same plan. The article is a good primer. My financial planner says he can average my interest of my porfolio at 8%. With 25 million IQD, I'd say I would be good to go.:happy64: :happy64: :happy64: :wave:

[Sporter]

At 8% on 25 VERY LARGE you are very good to go!.

[fauxdough]

The trick is to avoid the Don Kings in life.

[REITman]

Obviously, not everyone will have the same plan. The article is a good primer. My financial planner says he can average my interest of my porfolio at 8%. With 25 million IQD, I'd say I would be good to go.:happy64: :happy64: :happy64: :wave:The question you have to ask him is how much risk you'll be taking to achieve 8%. If he puts you in stocks or funds paying dividends and interest that yield you 8% but the value of the securities drops by 9% or more what have you made? I'm getting a consistent 8% now without being in the stockmarket. I get a steady 8% dividend that gets reinvested to yield me 8.3% the first year, 8.6% the 2nd yr, 9% the 3rd yr and so on. 8% reinvested will double your money in 9 years. Also because it's not in the market my principle doesn't fluctuate. If I want to take risk in the market I can get 17%+ dividends and these are with good companies. Risk/Reward is the key. 8% for substantial risk is low. 8% with safety is great.

[GotDinar?]

The question you have to ask him is how much risk you'll be taking to achieve 8%. If he puts you in stocks or funds paying dividends and interest that yield you 8% but the value of the securities drops by 9% or more what have you made? I'm getting a consistent 8% now without being in the stockmarket. I get a steady 8% dividend that gets reinvested to yield me 8.3% the first year, 8.6% the 2nd yr, 9% the 3rd yr and so on. 8% reinvested will double your money in 9 years. Also because it's not in the market my principle doesn't fluctuate. If I want to take risk in the market I can get 17%+ dividends and these are with good companies. Risk/Reward is the key. 8% for substantial risk is low. 8% with safety is great.

That is about the same explaination I was given by my CFP. I don't believe he mentioned any individual stocks. He was talking mostly mutual funds and bonds. Some would be paying as low as 5% and some as high as 14+%. Thats where the 8% average came from. Yes, I would be happy with 8% with no major risk. I am sure there will be times it will be higher. I just dont want it lower...lol. This dinar investment is a once in a lifetime chance. I do not want to take any major risks with it.:wave:

[REITman]

This dinar investment is a once in a lifetime chance. I do not want to take any major risks with it.:wave:

BINGO Brother!!

[Cyberkhan]

The question you have to ask him is how much risk you'll be taking to achieve 8%. If he puts you in stocks or funds paying dividends and interest that yield you 8% but the value of the securities drops by 9% or more what have you made? I'm getting a consistent 8% now without being in the stockmarket. I get a steady 8% dividend that gets reinvested to yield me 8.3% the first year, 8.6% the 2nd yr, 9% the 3rd yr and so on. 8% reinvested will double your money in 9 years. Also because it's not in the market my principle doesn't fluctuate. If I want to take risk in the market I can get 17%+ dividends and these are with good companies. Risk/Reward is the key. 8% for substantial risk is low. 8% with safety is great.

That sounds like a plan to me...I could live on that

[Swoop737]

If it pegs at 1:1, I can live very comfortably on 8% interest!

[Sporter]

Bonds, Bonds and more Bonds!.

[B n B]

I have a friend at a local bank and he also has dinar. he said the 8-10% should not be a problem with little risk, now there is risk in everything but this sounds like something to live off the intrest, nothing exciting just being able to do what you want when you want...

[Stout Hearted Man]

I will be investing "conseratively" and depending on the size of the reval, live off the interest (hopefully).

[Badbird33]

Bonds, Bonds and more Bonds!.
be careful of anyone who can say that you can "consistantly" achieve 8-10% return w/ little or no risk... if that is the case, they wouldn't need the dinar because they would already be rich beyond their dreams... Over a reasonable period of time, that rate of return is achievable, but "averages" consist of higher and lower return numbers.. Remember, a 30% return in one year and a -14% in another would result in a average return of 8%So, as an uninterested 3rd party, just be careful....

[Cyberkhan]

be careful of anyone who can say that you can "consistantly" achieve 8-10% return w/ little or no risk... if that is the case, they wouldn't need the dinar because they would already be rich beyond their dreams... Over a reasonable period of time, that rate of return is achievable, but "averages" consist of higher and lower return numbers.. Remember, a 30% return in one year and a -14% in another would result in a average return of 8%So, as an uninterested 3rd party, just be careful....

There is actually a couple of different programs out there with little risk that consistently provide a yearly dividend of 8%.

You do need to be careful of annuitites that are proclaiming this.

It is true that based on an annual return of 8% (reinvesting) that you can double your money in a little over 9 years.

You don't have to be rich to earn 8%...you just need to be savvy.

:happy64:

[Jimbojoe]

Now lets say I deposit 1,000.000 in a Money Market account paying 8%. can I get that Paid Weekley?

[Longbond]

The most conservative you can do is buy 12 month CD's and cash them in every 366 days. This can be supplemented with selling call options on stocks you alreay own. Thirdly, you can buy tax lien certificates at up to 14 % short term interest that are guaranteed by the state that sells them.

[investor5]

There is actually a couple of different programs out there with little risk that consistently provide a yearly dividend of 8%.

You do need to be careful of annuitites that are proclaiming this.

It is true that based on an annual return of 8% (reinvesting) that you can double your money in a little over 9 years.

You don't have to be rich to earn 8%...you just need to be savvy.

:happy64:

Could you please enlighten on the different programs that provide 8%? I'm trying my best to learn the most on how to invest wisely before the RV comes. Thanks :huge:

[elelegido111]

I have 1 millio dinars and here is my plan:
1. when it gets 1:1 change 500K in a cayman island bank acount and invest 450K in a federal bond at 5% the other 50 K in going to spend like crazy. Ill recieve 12K every 6 month for this investment.

2. Im going to change the other 500K when it gets 3:1 and by that time i will never need to work in my life.

by the way people make your money work for you.

[ccjl]

I've got about 1.5 million dinars, if I cash it in when it's 1:1 I'll likely just put the money in some CD's or savings account. This should get me at least make me 5% a year in principal and that'd be a $75,000 per year salary which is plenty for me and plenty more than the $10,000 a year I'm making now as college senior.

[Goes4ever]

I have 1 millio dinars and here is my plan:
1. when it gets 1:1 change 500K in a cayman island bank acount and invest 450K in a federal bond at 5% the other 50 K in going to spend like crazy. Ill recieve 12K every 6 month for this investment.

2. Im going to change the other 500K when it gets 3:1 and by that time i will never need to work in my life.

by the way people make your money work for you.

what about paying taxes? that will come off the top first thing

[moediac]

Could you please enlighten on the different programs that provide 8%? I'm trying my best to learn the most on how to invest wisely before the RV comes. Thanks :huge:


I would suggest firing up that little search engine and type in investment banks interest rates. I personally am going to set up a Jordan Fund account in The Arab Jordan Investment Bank at 9.65% with a valuation day the last business day of each month.:huge:

[ccjl]

what about paying taxes? that will come off the top first thing
I know it's in another forum but the fact that we'd have to pay taxes is rediculous. Taxes would only have to be charged if there was a profit made and there's no way of measuring how much each person's profit margin is. There may be a fee for the exchange but there's no way that there can be a tax on unmeasurable source of income.

[Al_Coholic]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)

Here's how I will invest my 3 million after taxes.

1 million will be diversified in American funds Mutual Funds. They have a tax-free fund that has no AMT and it pays around 4.5%.

250K will go in to tax-free zero coupon bonds that are insured and pay 0ver 5% tax-free. This will give me about 750K worth of tax-free at maturity.

100K will be put in a life insurance policy on myself. I think I can get about 500k of coverage which is paid tax-free to my beneficiaries.

650K will go in CWGIX and I will draw a nice annual income from this! This will be inside of an annuity. Guaranteed!

1 million will go in a trust.
I will give $20,000 a year forever to a deserving family who fought in this war to keep my children and my family safe. It will be a different family each year and as the principal grows I will give away more.

If you have questions please email me. I am a broker and I invest millions everyday for people just like us.

[elelegido111]

Here's how I will invest my 3 million after taxes.

1 million will be diversified in American funds Mutual Funds. They have a tax-free fund that has no AMT and it pays around 4.5%.

250K will go in to tax-free zero coupon bonds that are insured and pay 0ver 5% tax-free. This will give me about 750K worth of tax-free at maturity.

100K will be put in a life insurance policy on myself. I think I can get about 500k of coverage which is paid tax-free to my beneficiaries.

650K will go in CWGIX and I will draw a nice annual income from this! This will be inside of an annuity. Guaranteed!

1 million will go in a trust.
I will give $20,000 a year forever to a deserving family who fought in this war to keep my children and my family safe. It will be a different family each year and as the principal grows I will give away more.

If you have questions please email me. I am a broker and I invest millions everyday for people just like us.

Hey Al:
I will like to know how is it that you are going to exchange the dinar and still have 3 million after paying taxes, also i think paying 100K to insure just 500K is not a wise investment in my opinion. I think the rest of your plan does make sence

[REITman]

Hey Al:
I will like to know how is it that you are going to exchange the dinar and still have 3 million after paying taxes, also i think paying 100K to insure just 500K is not a wise investment in my opinion. I think the rest of your plan does make sence

Hence the name: Al_Coholic :eek: That's who I'd want managing my money! :lmao: :lmao:

[REITman]

250K will go in to tax-free zero coupon bonds that are insured and pay 0ver 5% tax-free. This will give me about 750K worth of tax-free at maturity.

If you have questions please email me. I am a broker and I invest millions everyday for people just like us.

Here's a question. How is a Zero Coupon Bond going to pay you 5% when Zero Coupon Bonds pay no interest? Zero Coupon= Zero Interest. :confused:

[Crow]

Here's a question. How is a Zero Coupon Bond going to pay you 5% when Zero Coupon Bonds pay no interest? Zero Coupon= Zero Interest. :confused:

You buy them at a discount thats your interest,you just don't get interest every quarter,just at the end.CROW

[Al_Coholic]

Hey Al:
I will like to know how is it that you are going to exchange the dinar and still have 3 million after paying taxes, also i think paying 100K to insure just 500K is not a wise investment in my opinion. I think the rest of your plan does make sence

I have over 3.75 million in Dinar. That's how I invest 3 million. The life insurance policy is something for my children and it goes tax free when I croak. Personally I am fine with 500k for a measly 100k. It's guaranteed.

I'm also thinking about buying somw realestate as the prices are looking very nice.

What would you do with 3 million?

[REITman]

You buy them at a discount thats your interest,you just don't get interest every quarter,just at the end.CROW

My qurstion was rhetorical.

Yes, you buy Zeros at a discount and at maturity you get the full face value. The growth is internal and is measured in yield. Tax Free Bonds do not pay quarterly interest, they pay every 6 months. Al coholic said his zeros were paying him 5% interest. Coupon means interest, zero means none, put it all together: ZERO INTEREST BOND. :shhh:

[Al_Coholic]

Hence the name: Al_Coholic :eek: That's who I'd want managing my money! :lmao: :lmao:

That's too funny. Actually I invest several million dollars everyday and do quite well thank you. You could certainly do it yourself. If you had that much :-)

[Al_Coholic]

Here's a question. How is a Zero Coupon Bond going to pay you 5% when Zero Coupon Bonds pay no interest? Zero Coupon= Zero Interest. :confused:

Shouldn't waist my time but here I go anyway. Zeros are sold at a deep discount and the interest is just calculated by the maturity amount. Sorry I confused you. You do not buy zeros for income but you can use them with mutual funds to create a nice insured stream of income. Quite simple really.

[CaddieMan]

You guys are nuts! Put it in houses and make 20% every year! The hell with stocks and bonds!

[Al_Coholic]

You guys are nuts! Put it in houses and make 20% every year! The hell with stocks and bonds!

Where do you make 20% a year on realestate? There is no market in this country that sustains 20% a year. You will always run in to a bear market. (now for instance) You also carry a lot more risk with realestate. I like realestate but your 20% a year figure is wrong and you need to be careful when pumping on the Internet. You may by anonomous to us but the SEC knows you. Then again you are probably an amatuer at investment analyst. Sorry.

Buy Capital world growth and income from American funds. Better than 15% a year. Put it in an annuity and guarantee your money. That doesn't guarantee a return, but it will cover your principal.

Good luck

[Anaconda_Dinar_Sheik]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)


No need to worry about any investing planning, the rumor source has a zero percent perdiction rate, sorry. Just posting the truth. Nothing wrong with dreaming though...

[Crow]

You guys are nuts! Put it in houses and make 20% every year! The hell with stocks and bonds!

I'm heavy into construction and realestate in northeast U.S,alot of layoffs :crying: I'm losing money every month now,just part of the game,you have to be tough,it will get better.CROW

[cyrillsneer]

Nothing complicated for me:

I have 40 million IDN

pay taxes (15%)

The rest will go into a high interest BOFA account at 8% (BOFA have accounts with 5million minimums that payout 8%)

each year 4% of that will be re-invested into the principal and i will live off the other 4%

The 4% for living expenses will mainly be used to employee people to speed up the growth of my start up company.

I have spoken with many CFA's and i would rather take a safe 8% than a low risk 10-12%. With the money we are dealing with here i can live comfortably on 8%

Comments?

[miwukspiderman]

If it hits nicely which we are all hoping and praying, I'll pay off my parents debts (they did after all raise me) and give them some extra to go on a vacation, then I'll be moving overseas somewhere or another with 50-100k and the rest invested in securities bonds cds money markets probably a little bit in mutual funds and live off the interest(overseas depending on where you are you dont need as much interest to live either) and will be doing a whole lot of relief and mission work.

[REITman]

You guys are nuts!

Not me, I have no intention of putting one dime in a Zero. I'll be using income producing securities. In other words I'll be using Zero-Zero Coupon Bonds. :lmao: :lmao:

No confusion on my part Alchy. I'm glad I was able to clarify your original explanation of Zeros. It seems like you understand them now. :lmao:

[Pimpmaximus]

LOL.....


This guy lives in Quartz Hill CA. The first thing he should do to double his money is to leave CA immediately. A post tax check of 675k gets him a just above average residence in that place.

[Al_Coholic]

Not me, I have no intention of putting one dime in a Zero. I'll be using income producing securities. In other words I'll be using Zero-Zero Coupon Bonds. :lmao: :lmao:

No confusion on my part Alchy. I'm glad I was able to clarify your original explanation of Zeros. It seems like you understand them now. :lmao:

I'll drink to that!

Hope I don't get banned for using the word "drink"!

Testy bunch.

[REITman]

No need to worry about any investing planning, the rumor source has a zero percent perdiction rate,

There's those ZEROS again. :lmao:

[REITman]

The rest will go into a high interest BOFA account at 8% (BOFA have accounts with 5million minimums that payout 8%)

I wasn't aware of this, Is this like an 8% CD or a particular security?

[SunnyGift]

I was watching 20/20 last night.. and there was a story of this guy who back in 2002 won $315-million power ball lottery.. sad how his life got screw up after winning all that money... his grand daugther got addicted to drugs.. but it was his fault.. giving a 17yrs girl $2000 a week allowance, buying her 4 cars and then her boy friend died of drug overdose. after that grand daughter went missing for 5 days and then they found her body in a bad part of town.. killed by either a drug dealer or someone for her money... ( grand daughter was the apple of his eyes). he loved her more then anything else.

The man had a very sucessful construction business and he was well off.. after winning the lottery his clients started to sue him.. over 400 people sued him.. he gave away over $50 million to people who had sent a letter to him about his winnings.. his wife of 44yrs divcored him.. he started doing drugs and was drinking heavly.. got in trouble with the law few times also..

sad story... I told my wife I will pray and ask the Lord for his guidance and his help, so I won't go through what this man went through.

[LMO]

Nothing complicated for me:

I have 40 million IDN

pay taxes (15%)

The rest will go into a high interest BOFA account at 8% (BOFA have accounts with 5million minimums that payout 8%)

each year 4% of that will be re-invested into the principal and i will live off the other 4%

The 4% for living expenses will mainly be used to employee people to speed up the growth of my start up company.

I have spoken with many CFA's and i would rather take a safe 8% than a low risk 10-12%. With the money we are dealing with here i can live comfortably on 8%

Comments?
Could you give more info about this?:lmao:

[mike brown]

catch the first flight to vegas and put it all on black

m "always bet on black" i guess it must work, if it doesn't come thru, I'm going to sue wesley snipes? for his unsound advice :wave:

[nile]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)
this is the first time ive looked at this thread

lmaoooooooooooooo the first statement is priceless!!!!!!!!:happy64::lmao::lmao::lmao::lmao:

[REITman]

this is the first time ive looked at this thread

lmaoooooooooooooo the first statement is priceless!!!!!!!!:happy64::lmao::lmao::lmao::lmao:

His heart was in the right place though. There will be a lot of people who will have more money than they know what to do with. Probably most of them should just put it in the bank and take the interest the bank pays because if they do anything else they'll probably lose it within a few years and that would be a shame. :(

[nile]

His heart was in the right place though. There will be a lot of people who will have more money than they know what to do with. Probably most of them should just put it in the bank and take the interest the bank pays because if they do anything else they'll probably lose it within a few years and that would be a shame. :(i totally agree his heart was in the right place. just a shame some people use good hearted people for the own benefit.. (SGS supplying people with false info etc etc)

[po-cajun]

SGS??? I wouldn't beleive her if she said GOOD MORNING!!!:drunk: :no:

[CaddieMan]

Where do you make 20% a year on realestate? There is no market in this country that sustains 20% a year. You will always run in to a bear market. (now for instance) You also carry a lot more risk with realestate. I like realestate but your 20% a year figure is wrong and you need to be careful when pumping on the Internet. You may by anonomous to us but the SEC knows you. Then again you are probably an amatuer at investment analyst. Sorry.

Buy Capital world growth and income from American funds. Better than 15% a year. Put it in an annuity and guarantee your money. That doesn't guarantee a return, but it will cover your principal.

Good luck

I have been building two houses a year now for ten years! I average at least 20 % on every house. And now I will answer all of your questions and statements, even the RUDE ones!

"Where do you make 20% in real estate? ----North Carolina.

"You carry alot more risk in real estate" ------Sorry but if you can pay to have a house built with your own money the only expense you have is property taxes once a year! 2 to 4 thousand with the property I build. On average I sell a house from start to finish in 8 months.

"I like real estate but your 20% a year figure is wrong" ------Sorry but I have 10 years of tax returns to show ya!

"You may be anonymous to us but the SEC knows you"------Probably do pay my taxes every year by a certified account.

"Then again you are probably an amature at investment analyst"------Yes I am! AND I GUARANTEE YOU ARE AN AMATEUR IN REAL ESTATE!

"Buy Capital world growth and income from American funds. Better than 15% a year. Put it in an annuity and guarantee your money. That doesn't guarantee a return, but it will cover your principal."---------Build a house with your own money and I Guarantee you a 20% return on your money! Listen to this YOU WILL NEVER LOSE YOUR PRINCIPAL!

My one and only question is have you ever built a house?

[Al_Coholic]

I have been building two houses a year now for ten years! I average at least 20 % on every house. And now I will answer all of your questions and statements, even the RUDE ones!

"Where do you make 20% in real estate? ----North Carolina.

"You carry alot more risk in real estate" ------Sorry but if you can pay to have a house built with your own money the only expense you have is property taxes once a year! 2 to 4 thousand with the property I build. On average I sell a house from start to finish in 8 months.

"I like real estate but your 20% a year figure is wrong" ------Sorry but I have 10 years of tax returns to show ya!

"You may be anonymous to us but the SEC knows you"------Probably do pay my taxes every year by a certified account.

"Then again you are probably an amature at investment analyst"------Yes I am! AND I GUARANTEE YOU ARE AN AMATEUR IN REAL ESTATE!

"Buy Capital world growth and income from American funds. Better than 15% a year. Put it in an annuity and guarantee your money. That doesn't guarantee a return, but it will cover your principal."---------Build a house with your own money and I Guarantee you a 20% return on your money! Listen to this YOU WILL NEVER LOSE YOUR PRINCIPAL!

My one and only question is have you ever built a house?

WOW, 10 years of tax returns. That's hardly every year friend. I said in my post that I like realestate as an investment and that it is risky, as are all investments. You have made 20% for 10 years, that's impressive, but I don't believe you for a minute as I'm sure most here don't.

Let's see those returns you say you have!

I didn't think so.

I'll take it easy. Yes, I am 46 years old and I have built 2 houses. And I made a nice profit on one and am living in the second.

[msmill]

SGS??? I wouldn't beleive her if she said GOOD MORNING!!!:drunk: :no:


:lmao: :lmao: :lmao: :lmao: :lmao:

[CaddieMan]

WOW, 10 years of tax returns. That's hardly every year friend. I said in my post that I like realestate as an investment and that it is risky, as are all investments. You have made 20% for 10 years, that's impressive, but I don't believe you for a minute as I'm sure most here don't.

Let's see those returns you say you have!

I didn't think so.

I'll take it easy. Yes, I am 46 years old and I have built 2 houses. And I made a nice profit on one and am living in the second.

Well if you go to a bank and get a construction loan they appraise the house you are going to build. And guess what they give you 80% of the loan value to build the house. You can always build it for less. Guess what AL thats 20% So you don't have to believe me go to you local bank my friend. Hey you said you built two houses you mind sharing what your nice profit was? I bet is was along the lines of 20%:lmao:

And you are right I will not show you my tax returns

[COACH JACK]

This is so true. We just retired after 34 years residence in California and now live in Colorado. Real estate prices, property taxes, gasoline are just a few of the dividends from the move. Oh, did I mention it takes 3 hours to run into a 4 lane highway from where we live, haven't seen a traffic jam, argument or sour face in almost the year we have been here. The mountains, streams and incredible sunsets aren't bad either.

[MD-11CAPTAIN]

Nothing complicated for me:

I have 40 million IDN

pay taxes (15%)

The rest will go into a high interest BOFA account at 8% (BOFA have accounts with 5million minimums that payout 8%)

each year 4% of that will be re-invested into the principal and i will live off the other 4%

The 4% for living expenses will mainly be used to employee people to speed up the growth of my start up company.

I have spoken with many CFA's and i would rather take a safe 8% than a low risk 10-12%. With the money we are dealing with here i can live comfortably on 8%

Comments?

Holy Crap!!! You just made my Easter Day warmer!

8% interest rate starting with over $5,000,000 USD Minimum? WOW!

Here the question... As we know that FDIC insures $100,000 and if something goes wrong within banking system and good bye to $5,000,000+, How can you recover it? Is there another policy that quarantee protect $5,000,000+ with BoA? (Bank of America? Right?)

8% is hell nice of percentage! I like your idea of diverisfy 4% to piss around and 4% going toward to diverisfy investment... HMMMMM..... Thank for your time and reply.

[Okie]

I have been building two houses a year now for ten years! I average at least 20 % on every house. And now I will answer all of your questions and statements, even the RUDE ones!

"Where do you make 20% in real estate? ----North Carolina.

"You carry alot more risk in real estate" ------Sorry but if you can pay to have a house built with your own money the only expense you have is property taxes once a year! 2 to 4 thousand with the property I build. On average I sell a house from start to finish in 8 months.

"I like real estate but your 20% a year figure is wrong" ------Sorry but I have 10 years of tax returns to show ya!

"You may be anonymous to us but the SEC knows you"------Probably do pay my taxes every year by a certified account.

"Then again you are probably an amature at investment analyst"------Yes I am! AND I GUARANTEE YOU ARE AN AMATEUR IN REAL ESTATE!

"Buy Capital world growth and income from American funds. Better than 15% a year. Put it in an annuity and guarantee your money. That doesn't guarantee a return, but it will cover your principal."---------Build a house with your own money and I Guarantee you a 20% return on your money! Listen to this YOU WILL NEVER LOSE YOUR PRINCIPAL!

My one and only question is have you ever built a house?

Thanks for the ideas! Probably wouldn't build too many houses, other than one for me, but the funds at 15% sound good. Warka has a CD for 17% but they may not hold that rate.

[SunnyGift]

Lets assume that there is a r/v sometime in summer.. and it r/v @ 1-1..

and since I don't want to pay short term capital gains tax.. could I maybe take 1-million dinar to Bank of America or Chase Bank and tell them, let me borrow $250,000.. which I will repay you back in 2yrs and you can charge 8-9% interest and have a ballon payment at the end of 2yrs... IS THIS POSSIBLE TO DO.. or do you guys suggest that I just cash in 500,000 dinar and pay the tax on this...

[REITman]

Lets assume that there is a r/v sometime in summer.. and it r/v @ 1-1..

and since I don't want to pay short term capital gains tax.. could I maybe take 1-million dinar to Bank of America or Chase Bank and tell them, let me borrow $250,000.. which I will repay you back in 2yrs and you can charge 8-9% interest and have a ballon payment at the end of 2yrs... IS THIS POSSIBLE TO DO.. or do you guys suggest that I just cash in 500,000 dinar and pay the tax on this...

It's only one year for long term capital gains so you wouldn't have to wait two years. :)

[SunnyGift]

It's only one year for long term capital gains so you wouldn't have to wait two years. :)


I am trying to avoid state taxes too... so I need to move from where I am now to a state that has no state tax, have to reside in a state for atleast 12 months before you are considered a resident of that state., ie..NV, WA, FL and few others to mention..

[EpiphanyTrading]

Since SGS is stedfast that we are going to be rich this weekend, I found this article on how to invest your money. Its about the winner of "Survivor" and what he should do with his $1 million winnings as advised by some financial planners. Interesting read. ;)

Survivor: how to make a million grow - Dec. 20, 2002 (http://money.cnn.com/2002/12/20/pf/saving/q_survivor/index.htm)

HLV Capital, Velez Capital Management


http://groups.google.com/group/uk.finance/search?group=uk.finance&q=vaccaro&qt_g=Search+this+group

[Million$Dragon]

I would continue to put money into Private Placement Investments. If you have ever read the Rich Dad Poor Dad series of books by Robert Kiyosaki (good books) in his book "Rich Dads Guide to Investing" on page 24 he has a list of investments that the wealthy use that most other investors don't use and on the top of his list is Private Placement Investments.

CD's and government bonds are ok but if you can get a return of 18-24% and it's in writing...I'd take that any day! :happy64:

But like any good investor...don't want all your eggs in 1 basket so diversifying is always recommended!

[evinrudedude]

:happy64: OK GUYS I'LL SHARE THIS WIHT YOU. I LIVE IN VA. AND HERE WE HAVE A TAX FREE MUNICIBLE BOND FUND. IT AVERAGES AROUND 5% BUT AGAIN LET ME SAY 100% TAX FREE, STATE AND FEDERAL, SO IF YOU INVEST SAY 1 MILLION, YOU GET 50,000 A YEAR TAX FREE INCOME. ITS A VERY SAFE INVESTMENT AND MOST STATES HAVE THEM, I HAVE SOME MONEY IN IT NOW AND IF ANDWHEN THE DINAR FATTENS MY POCKETS, IT'S GOING RIGHT IN THERE. CHECK IN TO IT, IT MAY BE THE THING FOR YOU

THANKS
RICHARD AKA: EVINRUDEDUDE

[Okie]

I would continue to put money into Private Placement Investments. If you have ever read the Rich Dad Poor Dad series of books by Robert Kiyosaki (good books) in his book "Rich Dads Guide to Investing" on page 24 he has a list of investments that the wealthy use that most other investors don't use and on the top of his list is Private Placement Investments.

CD's and government bonds are ok but if you can get a return of 18-24% and it's in writing...I'd take that any day! :happy64:

But like any good investor...don't want all your eggs in 1 basket so diversifying is always recommended!

Good first post....thanks for the information!!
Welcome to the madhouse!

[Million$Dragon]

If anyone needs some info on private placement investments...I've been using them for a while and I LOVE them! You get a promissory note that spells out in writing what your return will be and the good ones pay me between 20-24%.

If the dinar moves to 1:1 and you have $1million...run the numbers:

$1,000,000 x 24% = $240,000 per year in income.

Now that could pay for a nice vacation and a nice car!

:happy64:

All it would take would be a little over $4 million in dinars at 1:1 to provide a $million$ / year Salary.

[elelegido111]

If anyone needs some info on private placement investments...I've been using them for a while and I LOVE them! You get a promissory note that spells out in writing what your return will be and the good ones pay me between 20-24%.

If the dinar moves to 1:1 and you have $1million...run the numbers:

$1,000,000 x 24% = $240,000 per year in income.

Now that could pay for a nice vacation and a nice car!

:happy64:

All it would take would be a little over $4 million in dinars at 1:1 to provide a $million$ / year Salary.

Im interested, tell me more please

[po-cajun]

If anyone needs some info on private placement investments...I've been using them for a while and I LOVE them! You get a promissory note that spells out in writing what your return will be and the good ones pay me between 20-24%.

If the dinar moves to 1:1 and you have $1million...run the numbers:

$1,000,000 x 24% = $240,000 per year in income.

Now that could pay for a nice vacation and a nice car!

:happy64:

All it would take would be a little over $4 million in dinars at 1:1 to provide a $million$ / year Salary.

Please send me some info on private placement investments. Where to go and who to talk too.. Thanks PO

[TaRDy]

This is a very interesting topic...wish I could afford to invest more into the dinar world, but I currently only have .45 mil dinar or 450,000.

my somewhat skepticism on paying $1,000 to be a millionaire in combination with my growing college bill not paying for itself wouldn't allow me to really put anymore than that towards dinar

The question is, if I purchased this money January 22, 2007, what kind of taxes would be on that (in a dreamworthy 1-1 RV)

Also any suggestions for an 18 year old going into his second year of college on investing/using this money?

[elelegido111]

This is a very interesting topic...wish I could afford to invest more into the dinar world, but I currently only have .45 mil dinar or 450,000.

my somewhat skepticism on paying $1,000 to be a millionaire in combination with my growing college bill not paying for itself wouldn't allow me to really put anymore than that towards dinar

The question is, if I purchased this money January 22, 2007, what kind of taxes would be on that (in a dreamworthy 1-1 RV)

Also any suggestions for an 18 year old going into his second year of college on investing/using this money?

depending on your state you pay state and federal capitals gains tax for an exchange of more that $10,000 USD (by what you tell me you qualify) then the person who makes the exchange (your dealer or the bank) has to fill a form and you pay when you pay the IRS.

As for the second one lets say you pay your dealer 10% comision for the ezxchange and you pay 15% capital gain tax you will have left apoximately $344,250 for you. Put 1/3 for your future house, 1/3 for investing (in this forum there are some that tell 18%-24% and im still trying to find someone to tell me where i can find it and 1/3 for anything else you wish.

I had this oportunity for the kuwait dinar and i didn't have the money or the inteligence to recognize the potential. I wont make the same mistake twice:drunk:

[Dinar_OS]

You do need to do more reading.

1. Your are 18 years old.

2. If 1 to 1 thats $450,000 (good start for an 18 year old)

3. Don't forget the 366 day rule. You don't qualify this year.(Capital Gain Tax, 10% this year and 5% next year) If you cash in all at once. Higher tax if held for 365 days or less.

4. Don't cash in all at once. Your young, take your time. It's a lot more fun to keep a secret, like I've got a lot of money but I'm not telling. Dream Big, dream that 3 to 1 dream. Hey, your only 18 and that could turn into $1,350,000.

5. Some good people here on this forum. Learn from their experience. Oh, and read.

This is a very interesting topic...wish I could afford to invest more into the dinar world, but I currently only have .45 mil dinar or 450,000.

my somewhat skepticism on paying $1,000 to be a millionaire in combination with my growing college bill not paying for itself wouldn't allow me to really put anymore than that towards dinar

The question is, if I purchased this money January 22, 2007, what kind of taxes would be on that (in a dreamworthy 1-1 RV)

Also any suggestions for an 18 year old going into his second year of college on investing/using this money?

[SunnyGift]

:eek: .

I had this oportunity for the kuwait dinar and i didn't have the money or the inteligence to recognize the potential. I wont make the same mistake twice:drunk:

What was the exchange rate when you were told about the Kuwait Dinar?

[En Fuego]

I think keeping a small percentage for risky investments, as we all obviously have a taste for them or we wouldnt be here, then let the rest work for you more on a more conservative note, set yourself and your family up for life. A good financial planner is worth every penny, especially if they are on a percent of performance basis!

[Million$Dragon]

Most investments that people are familiar with are "publicly traded ones". Meaning that any broker can go out to a stock exchange for you and buy most stocks or bonds or open ended mutual funds...they are OPEN to the PUBLIC.

Private placement investments are investments that are NOT open to the public and have been taking place for hundreds of years. For example...the next time you go to a hospital look for the "wall of honor" that has peoples names and pictures shown of who has contributed their "private" funds to the hospital. Universities have most of their buildings named after someone who fronted the capital to build them. Most sports stadiums are named after the person or company (very common) who fronted their capital to fund the building process.

Private placement opportunities usually involve something in real estate and sometime company mergers or company startups. But the HUGE snag in them is that the SEC has put some VERY strict guidelines on the places that offer then...such as no advertising openly to the public. It usually has to be word of mouth and often times many of them require you to be an "accredited investor". Which ultimately means you either need to be a millionaire or have a very high monthly income.
Go Google "accredited investor" and it will give you the exact guidelines. So there are a LOT of them that require you to plunk down $250k as a minimum investment.
But the SEC wants to protect the unsophisticated investor but because these investments do not have to conform to ALL of the regulations that most stocks and mutual funds do....they give more guidelines regarding the persons that can get involved with them.
I've been investing in several of them over the last several years and I am a financial advisor that works under a couple of the firms that will still allow you to invest in them with as little as $25k. (not pocket change but once the dinars take off...most of you will have that much...and then some!)

But because of the strick SEC guidelines...if someone wants to get involved with one of these investments the company will want to know who referred you to make sure no SEC guidelines were broken.

*This post in no-way represents an offer or a solicitation to sell private placement investments...purely informative.

[elelegido111]

:eek:

What was the exchange rate when you were told about the Kuwait Dinar?


The rate was 10 NKD : 1 USD but the guy who sold them sait he will give me 5000 dinars per $1000, i cant belive i still remembred that.

[elelegido111]

Most investments that people are familiar with are "publicly traded ones". Meaning that any broker can go out to a stock exchange for you and buy most stocks or bonds or open ended mutual funds...they are OPEN to the PUBLIC.

Private placement investments are investments that are NOT open to the public and have been taking place for hundreds of years. For example...the next time you go to a hospital look for the "wall of honor" that has peoples names and pictures shown of who has contributed their "private" funds to the hospital. Universities have most of their buildings named after someone who fronted the capital to build them. Most sports stadiums are named after the person or company (very common) who fronted their capital to fund the building process.

Private placement opportunities usually involve something in real estate and sometime company mergers or company startups. But the HUGE snag in them is that the SEC has put some VERY strict guidelines on the places that offer then...such as no advertising openly to the public. It usually has to be word of mouth and often times many of them require you to be an "accredited investor". Which ultimately means you either need to be a millionaire or have a very high monthly income.
Go Google "accredited investor" and it will give you the exact guidelines. So there are a LOT of them that require you to plunk down $250k as a minimum investment.
But the SEC wants to protect the unsophisticated investor but because these investments do not have to conform to ALL of the regulations that most stocks and mutual funds do....they give more guidelines regarding the persons that can get involved with them.
I've been investing in several of them over the last several years and I am a financial advisor that works under a couple of the firms that will still allow you to invest in them with as little as $25k. (not pocket change but once the dinars take off...most of you will have that much...and then some!)

But because of the strick SEC guidelines...if someone wants to get involved with one of these investments the company will want to know who referred you to make sure no SEC guidelines were broken.

*This post in no-way represents an offer or a solicitation to sell private placement investments...purely informative.


Part 1
Ill wait for 1:1 to have 196K after comisions and taxes,

~50K to go wild on the town, travel, WSOP, ect...
~150K to live my house debt free

Part 2
Ill wait for 3:1 to have 1.18M after comisions and taxes,
~200K in a trust fund for my 2 girls
~750K to invest in Private placement oportunities you recomend (20% or higher)
~231K to buy a second home

[elelegido111]

I think keeping a small percentage for risky investments, as we all obviously have a taste for them or we wouldnt be here, then let the rest work for you more on a more conservative note, set yourself and your family up for life. A good financial planner is worth every penny, especially if they are on a percent of performance basis!

I think this is a once in a lifetime investment that all people should do. Invest $1,000 get from $1,000,000 to $4,000,000 maybe by end of 2009. Ill wait as long as it takes.

[yunowu]

Having already poured over 5 million USD into Real estate ventures in Hong Kong, Macau and Shanghai, I will definitely invest more in this area of real estate if IQD hits !!!:wave:

[joecool]

The best way to invest your millions is to invest like the ultra wealthy do. I have been given special training in the financial industry where there are thousands of 6 figure incomes and hundreds of 7 figure incomes within my company alone. I am a member of the AEGON group of companies which has been ranked by Forbes top 2000 largest companies in 2006 as the 83 largest in the world. I mention this so as to get your attention that you may benefit from what I have to say. The wealthy invest with this concept in mind. Making the best rate of return with paying the least amount of taxes with the lowest amount of risk over a long period of time. Are you with me so far? This brings me to the question:what makes the best rates of returns or should I say who makes you the best rates of returns? The answer is professional money managers. The industry average for professional money managers is 12%. The professional money managers that we use are the best in the world. To back up this statement Ill tell you a story about one of our best money manager partners that works for us. Foxhall capitol management was heavily recruited by Merrill lynch this last year to contract with them, however,Paul Detrich, Foxhalls head man told us that we,WFG will be the major beneficiary of the largest economic expansion the world has ever seen. This type of management that would have been used by Lynch to make the wealthy more wealthy can now be use by the common man through our company. Hey if some of the US Pres. and VPs money is managed by Foxhall then its good enough for me. This kind of management is called Active management.
Active Management is what the wealthy are doing with there investments no matter the vehicle. There are basically two types of investments out there which is to say that there are investments that are taxed later or taxed now..

Tax deferred or tax advantaged are your choices for investing. Since taxes are a major factor as to what we keep in our pocket then how our money is taxed is key to keeping more in our pockets, up to 38 % more. I ask you, which would you rather pay tax on if you had a choice, the seed or the harvest? The wealthy pay tax on the seed because its small as compared to the harvest which is large. Its simple, so don't over think it..
So the next thing the wealthy do after they use professional money managers is look for tax advantage programs to be able to invest money. You still with me so far?
These 3 things are the only tax advantage programs out there where distributions are not taxed. Which means more money in our pocket, upto 38%more. A distribution is money that we will be living on year after year in retirement.

1.Municipal Bonds
2.Roth IRA
3.Life insurance

1.If you invest in Municipal bonds you can expect about a 5% long term Rate of Return. Not bad until you consider that inflation is at around 3.5% so your net RR is 1.5%. The wealthy dont get excited about those kinds of numbers.
2.If you invest in a Roth IRA you can expect about a 10% RR. Not bad until you consider that your yearly contribution limits of less than 10,000 per household per year. Not to mention the penalty of early withdraws before age 59 ½. The wealthy don’t get excited about 10k a year with liquid issues to boot.
3.If you invest in insurance grade investment products your rate of return is based off the professional money managers ability if it’s a variable product you can expect a RR of 12% or better.The investment could be based off an index instead of using managers which offer guarantees but RR are around 8% to 10%. The yearly contributions are variable, based on the individuals situation. Contributions can be as low as a few thousand a year to 10s of thousands or even one lump sum of hundreds of thousands. Now can you see why the wealthy are interested in these numbers?
However active management from a company like Foxhall can make your current averages go up 4% to 6% more than the passive management middle America currently receives on there current products. With insurance grade investment products 20% RR is common. One reason how this can be done is because there is someone with their finger on the trigger ready to move money around so that you can play offence and defense. Another reason why they perform better is that it has to do with how much money the managers have access to. Who are there clients? Are these managers expected to be the best the industry has to offer because of who there clients are? Millionaires are there clients and they expect the best service or shall I say Rate of Return. Millionaires have lots of money to invest and insurance grade investment products allow very large sums of money to be invested in them while allowing tax free distributions before 59 ½ among other benefits. How can this be you say? Because millionaires created these products to benefit them. Because millionaires are investing billions into these kinds of products with active management then its no wonder this concept is the most successful combination of product, type of management and tax benefits that exists. This is how to invest your millions.

[NewTexasgold]

Guys, this advice is not 8% but it is tax free. I use BOA Investment Services, for my Roth IRA and personal investments. I have several investments in Tax Free Muni's, nothing new or exciting, but its Tax Free! Once you set up your account with them, and you can do self directed via the internet, with mailing in the signed forms, you can search their data base for non-callable and omit AMT, therefore avoiding these issues. :rolleyes:

[robert66]

Great informative thread! Thanks for starting...:rofl::whew:

[kupaku]

Thanks JoeCool, very interesting...tell us more! How can the average joe get with Foxhall?

[ret2003]

Awesome information from start to finish. My focus is on holding my current dinars and then make my mil. I need much education in investing money...But no better place to start then here. Thanks guys

[richhill3]

Joe Cool, Please e-mail more info on foxhall Thank richhill3

[Jimbojoe]

Now somebody told me if I would put 500,000 in a Annuity that I could get 1,000 a month for the rest of my life, So I figuare if I would invest 1,500.000 that would instantly pay me 3,000 a month for the rest of my life on top of my 1,500 Retirement that I already get and being at my age of 66 years old which makes me being a short timer on this Earth. That I think I could live the rest of my Life out pretty nice. And also the rest would go to my Wife.:wave:

[435613422]

Less than %4 annuity is not worth it to me. An average return of %8 :rock: is a must for me

[JDK1052]

Since I don't trust US banks any more than I trust the US Government, I plan to take a cruise to the Cayman Islands. Deposit my Dinar into a savings account. Then apply for a credit card that is paid directly from the savings account. Oh, darn, all this took so long I missed boarding my cruise ship! Guess I will have to wait and catch the ship next week. BTW - Cayman banks don't charge a conversion fee - HOWEVER not all banks will accept all currencies.

[matdlg]

Does any one know where I can exchange a couple million Dinars for US Doillars?

[pureswagga]

Here's how I will invest my 3 million after taxes.

1 million will be diversified in American funds Mutual Funds. They have a tax-free fund that has no AMT and it pays around 4.5%.

250K will go in to tax-free zero coupon bonds that are insured and pay 0ver 5% tax-free. This will give me about 750K worth of tax-free at maturity.

100K will be put in a life insurance policy on myself. I think I can get about 500k of coverage which is paid tax-free to my beneficiaries.

650K will go in CWGIX and I will draw a nice annual income from this! This will be inside of an annuity. Guaranteed!

1 million will go in a trust.
I will give $20,000 a year forever to a deserving family who fought in this war to keep my children and my family safe. It will be a different family each year and as the principal grows I will give away more.

If you have questions please email me. I am a broker and I invest millions everyday for people just like us.


That 20,000 you are going to give to my fellow soldiers is awesome. I myself have invested in the Iraqi Dinar my first deployment. Meaning i brought it from a GSA worker at the base i was stationed in while i was deployed in Iraq before all of the forums and hoopla! lol It's crazy cause i was a private then, now im a SGT and the money still smells the same and is still worth the same. Has anyone heard any news on if it will go up or not?

[mrbill]

I am not much on taxes or investing but I was told that when you exchange money there is no tax, this came from a very conservitave H&R Block branch manager who bought 1 mill dinar. I am sure the IRS may have a came up with a different view since so many people are buying. If someone knows more on this, please respond. Also does anyone know the posibilities of the Iraqi's doing like Mexico when they reavulated the peso? They moved the decimal point over 2 (25,000.00 to 2,500). If this is the case where can I trade my large bills for smaller, I think everyone should do this because if there is a tax, we should be able to exchange up to 5000 US without tax.

[rtucker1965]

How will Uncle Sam know when you got the dinar? I know some who got dinar while in Iraq, and others who got them from freinds and friends of friends. They don't have receipts stating when they got it.

[EBJNYC]

How will Uncle Sam know when you got the dinar? I know some who got dinar while in Iraq, and others who got them from freinds and friends of friends. They don't have receipts stating when they got it.

Then whenever they convert the dinar -- that will be considered REALIZED in tax terms. And the financial institution that conducts the conversion will REPORT the transaction to the IRS. However since NO RECEIPTS -- may be taxed as ORDINARY INCOME. Check with your tax professional.

[behmer24]

Hey all,

I am an 18 year old college student. This is my first ever investment and I feel pretty lucky to have gotten a chance to get in. Anyone have any tips on about how to invest my USD once the dinar hits. I have about 900,000 dinar. Cant wait for this to happen so I can get rid of those student loans. Thanks for all the info everyone leaves on the forums. It has been helping me greatly.

[Betty]

This is so true. We just retired after 34 years residence in California and now live in Colorado. Real estate prices, property taxes, gasoline are just a few of the dividends from the move. Oh, did I mention it takes 3 hours to run into a 4 lane highway from where we live, haven't seen a traffic jam, argument or sour face in almost the year we have been here. The mountains, streams and incredible sunsets aren't bad either.

You are tempting me!!

[RotaryRevn]

did anyone ever confirm that 8% return from b of a for accounts over 5m?

[Torey0112]

Check out this document. http://www.fincen.gov/forms/files/fin104_ctr.pdf. It is the currency transaction form. It states up to $10,000 you do not have to fill it out. So.. No paper trail if you stay under that amount. Hope this helps

[tennispat]

Does anyone know of a mutual fund(s) that does or will be investing mainly in Iraq?

[mcreighton20]

WOW...this thread is full of great information. When this happens I couldnt think of a better excuse than to take a cruise to the Caymans!!!

[brownjrrobertd]

Check out this document. http://www.fincen.gov/forms/files/fin104_ctr.pdf. It is the currency transaction form. It states up to $10,000 you do not have to fill it out. So.. No paper trail if you stay under that amount. Hope this helps


Don't worry! This amount will eventually be lowered drastically if not totally eliminated due to the increased efficiency of computers and the infinite wisdom of our legislators.

[GLORYFIRE]

Here's how I will invest my 3 million after taxes.

1 million will be diversified in American funds Mutual Funds. They have a tax-free fund that has no AMT and it pays around 4.5%.

250K will go in to tax-free zero coupon bonds that are insured and pay 0ver 5% tax-free. This will give me about 750K worth of tax-free at maturity.

100K will be put in a life insurance policy on myself. I think I can get about 500k of coverage which is paid tax-free to my beneficiaries.

650K will go in CWGIX and I will draw a nice annual income from this! This will be inside of an annuity. Guaranteed!

1 million will go in a trust.
I will give $20,000 a year forever to a deserving family who fought in this war to keep my children and my family safe. It will be a different family each year and as the principal grows I will give away more.

If you have questions please email me. I am a broker and I invest millions everyday for people just like us.

nice...I also want to set up a trust fund to help worthy people in need, I've been thinking about that for a while now

[decormier]

if and when we have a rv of course

[English Bob]

if and when we have a rv of course


Dong!:confused: