Until this happens I believe WARKA not be ready . Especially the part of pension deposits in private banks and guarantees of deposits.

for the development of the private task banking sector decisions, and we are working on the establishment of the Ministry of Finance to compel government departments to accept certified instruments issued by private banks, and
coordination between the Finance and the Central Bank of Iraq and the Association of private banks to put controls and mechanisms are clear and specific to deposit employees and pensioners in private banks, including guarantee the rights of depositors
, in addition to the establishment of the Iraqi Central Bank and government to study the possibility of banks lending to private banks to finance small and medium enterprises. "

NOTE: In the article they no mentioned WARKA is my opinion.

http://www.newsaliraq.com/inews.php?NewsID=315376